Old 01-28-2010, 10:19 AM   #1
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Default Limiting Spending

How do you limit your weekly spending? Do you find it handy to take actual cash to the store and only spend that, leaving your cards alone?
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Old 01-28-2010, 10:38 AM   #2
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I have a budget that I stick to. When going grocery shopping I make a list and stick to that list. I try not to carry too much cash as it is tempting to spend. I only carry around 10 or 20 dollars in case of emergency.
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Old 01-28-2010, 12:01 PM   #3
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I make a list and stick to it as much as possible. If I buy anything extra, it has to be something that is really needed that I forgot to add to the list.
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Old 01-28-2010, 12:01 PM   #4
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I haven't found out how to limit spending yet! I wish, I am working on it. I just made a post about how often I run to the grocery store. It's crazy!

I have direct deposit at work, so I don't have cash, it's all in my account.
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Old 02-24-2010, 04:20 AM   #5
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It's not always easy to limit spending. What I try to do normally is to make a list of the things I need, plan a budget and once I have bought the items from the store, I will be checking how much I have spent in all. The best way I believe is to make a list of all your income and outgoing expenses. That way you'll know how much you are spending
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Old 02-24-2010, 12:06 PM   #6
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I have the same problem. It seems there is always something that I need or see on deep discount that I can't pass up. I'm going to have to start limiting though because my job is ending and my husband is going to be the only one working for a while. Thanks for the tips all!
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Old 02-24-2010, 12:15 PM   #7
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I also make a list. But as I shop I will add up how much I am spending on a sheet of paper. That way I don`t go over what I know I can spend.
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Old 02-24-2010, 02:38 PM   #8
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I use coupons and yes taking cash works well too. If I'm in a hurry I am going to use my debit card. I don't have the time to keep track of what I am spending to be sure I have enough cash on hand.
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Old 02-24-2010, 04:48 PM   #9
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I make a list and allow a small area for extras, it seems to work out pretty well. Plus I tend to stock up once a month on things from places that allow bulk orders (like cost-co and sams club type places).
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Old 02-24-2010, 10:17 PM   #10
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I make a list of what I need and that is what I go by when I go to the store for any purchase. That helps me to alleviate impulse buying which used to be a serious problem for me.
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