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01-28-2010, 11:19 AM
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#1 | | Senior Member
Join Date: Jan 2010
Posts: 174
| Limiting Spending How do you limit your weekly spending? Do you find it handy to take actual cash to the store and only spend that, leaving your cards alone? |
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01-28-2010, 11:38 AM
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#2 | | Junior Member
Join Date: Jan 2010
Posts: 26
| I have a budget that I stick to. When going grocery shopping I make a list and stick to that list. I try not to carry too much cash as it is tempting to spend. I only carry around 10 or 20 dollars in case of emergency. |
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01-28-2010, 01:01 PM
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#3 | | Senior Member
Join Date: Oct 2009
Posts: 100
| I make a list and stick to it as much as possible. If I buy anything extra, it has to be something that is really needed that I forgot to add to the list. |
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01-28-2010, 01:01 PM
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#4 | | Senior Member
Join Date: Jul 2009
Posts: 252
| I haven't found out how to limit spending yet! I wish, I am working on it. I just made a post about how often I run to the grocery store. It's crazy!
I have direct deposit at work, so I don't have cash, it's all in my account. |
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02-24-2010, 05:20 AM
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#5 | | Junior Member
Join Date: Feb 2010
Posts: 25
| It's not always easy to limit spending. What I try to do normally is to make a list of the things I need, plan a budget and once I have bought the items from the store, I will be checking how much I have spent in all. The best way I believe is to make a list of all your income and outgoing expenses. That way you'll know how much you are spending |
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02-24-2010, 01:06 PM
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#6 | | Member
Join Date: Feb 2010
Posts: 91
| I have the same problem. It seems there is always something that I need or see on deep discount that I can't pass up. I'm going to have to start limiting though because my job is ending and my husband is going to be the only one working for a while. Thanks for the tips all! |
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02-24-2010, 01:15 PM
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#7 | | Senior Member
Join Date: Oct 2009
Posts: 265
| I also make a list. But as I shop I will add up how much I am spending on a sheet of paper. That way I don`t go over what I know I can spend. |
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02-24-2010, 03:38 PM
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#8 | | Senior Member
Join Date: May 2009 Location: NY
Posts: 548
| I use coupons and yes taking cash works well too. If I'm in a hurry I am going to use my debit card. I don't have the time to keep track of what I am spending to be sure I have enough cash on hand. |
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02-24-2010, 05:48 PM
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#9 | | Senior Member
Join Date: May 2009
Posts: 399
| I make a list and allow a small area for extras, it seems to work out pretty well. Plus I tend to stock up once a month on things from places that allow bulk orders (like cost-co and sams club type places). |
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02-24-2010, 11:17 PM
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#10 | | Member
Join Date: May 2009 Location: Chicago
Posts: 36
| I make a list of what I need and that is what I go by when I go to the store for any purchase. That helps me to alleviate impulse buying which used to be a serious problem for me. |
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