[mamabear]

Although there is medical insurance any kind of sickness in the family still requires additional spending. Do you include some kind of savings for such occurence?

[Meeva]

I do, but I don't put it in a separated savings. I just has the savings for emergency funds including that additional spending. It is more practical, as our health condition tells us that we wouldn't need it very often.

[Alan]

It all gets put into the emergency fund savings. we have retirement savings, and then that. We put in what we can, but it adds up pretty quickly.