[Justin]

What are the insurance plans that are really needed? The costs of insurance plans are high and we should only have what we really need. What are the basic insurance plans that we must have aside from health and life insurance plans? On the other hand, what are the insurance plans that we can live without?

[ditzyme]

We have a combined buildings and contents insurance on our Park Home which I believe is essential. If we had a fire or something we would be able to replace our home and the only other insurance we have which is essential is the car, but of course that's a legal requirement.