[flower]

Do you have the post-holiday credit card blues? Did you end up charging a lot this holiday? I can say that I charged nothing – well I used a few store cards but paid them within the week. It’s the first year in many that I used cash or extra money I saved throughout the year. How about you?

[JPThompson]

No, I did not have any holiday blues. In fact, I was glad it was over. I paid cash for only a few gifts I bought this year, so I felt as if I didn't over spend. Though, I know the feeling you are talking about with credit cards. I've been there before!

[Catrina]

I really don't use credit cards any longer. We've cut back our spending at Christmas time by drawing names and mostly getting presents for the kids. I just don't believe you should go into debt for things you really can't afford.

[HappyDayz]

My husband used a credit card this year, but I paid cash for everything, so it's not that bad. I'll probably have his card paid off in a few months.

[jollyrancher]

I paid cash for Christmas this year, so thankfully there is no post holiday credit card blues. It's been a long time since I can say that, so this year was quite liberating for us!